Buying a home, and signing off to the mortgage that comes long with it, is one of the most important decisions you will make in your life. It is so very crucial to be equipped with as much knowledge as possible before committing to anything. We provide you with honest and careful advice, and work hard to ensure that we get the very best mortgage for you. Our goal is to make what often feels like a daunting and stressful experience a comfortable and even enjoyable one. We do not believe in a one- size- fits- all, cookie cutter model - depending on your specific needs, we will find a mortgage that works best for you. What we can promise is that we will always be honest and get you the best possible rate and mortgage that goes along with it. Since we deal with all banks and other financial institutions in volume, we are able to get volume discounts and pass these savings over to you. Our allegiance is to you, not to any bank in particular. We will seek out all institutions to find you the very best. And this is at no cost to you. The lenders pay us a finder's fee for bringing them in new business. To learn about the costs that will be involved, read our Home Buyer's Guide.
A rate hold is securing a fixed rate for a period of 120 days. We can reserve and hold a fully discounted rate in the event that rates go up. If you are planning on purchasing or coming up for renewal within 120 days, secure yourself with a rate hold. Please supply the following info and we will lock in a rate hold for 120 days. To learn more about the costs.